Find $50 A Month For Savings. No

If You Do Not Have At Least An Eight-month Emergency Fund, And You Think There's A Probability You Could Loose Your Job - And It's Not Just Losing Your Job; You Could Be In A Car Accident, Get Sick - Continue To Pay The Minimum On Your Credit Card Every Month. Everything Beyond That Needs To Go To Establish An Emergency Fund. And If You Have An Emergency Fund Saved, Then Fund Your Retirement Account Before Paying Down Credit Card Debt.

The Most Important Loan To Pay Is Your Student Loan. It's More Important Than Your Mortgage, Car And Credit Card Payments. You Cannot Discharge Student Loan Debt In The Majority Of Cases.

The Way To Build Your Savings Is By Spending Less Each Month.

There Is Nothing More Beautiful Than A Confident Woman.

In January We Start Saving Money, Getting Out Of Credit Card Debt, Funding Our Retirement Accounts, And We're Doing Wonderful. Then, Every Single Year Like Clockwork, Starting In November, All Of You Fall Into This Trap That Says, 'i Have To Buy This Gift... I Can't Show Up At This Party And Not Have Something For Everybody.